F2F-Folio by Fire2FreedomOn sale soon
Your India Holdings.
Your Abroad Holdings.
One Dashboard.
F2F-Folio brings your Zerodha, Groww, and CAS statements together with your IBKR, Nordnet, eToro, or DEGIRO accounts abroad — free, in one private, offline dashboard. Pro adds the India-vs-Foreign Net Worth breakdown plus India Schedule 112A and Section 111A short-term capital-gains exports and a Finnish Form 9A worksheet covering every supported foreign broker.
No AWS. No Google Cloud. Your PAN, CAS statement, and holdings stay on your machine — always.
One net worth number, across every country.
No app shows your India holdings and your abroad holdings side by side — until now.
India + Abroad, One Screen.
Import your Zerodha Tradebook, Groww P&L Report, or a CAS statement (NSDL/CDSL demat, CAMS/KFintech mutual fund folios) alongside your IBKR, Nordnet, eToro, DEGIRO, Trading 212, Avanza or Trade Republic accounts. One net worth number across every country you hold assets in.
See Your India vs. Abroad Split at a Glance.
A dedicated India vs Foreign Net Worth card shows your rupee holdings natively in ₹ alongside the converted total, next to everything you hold abroad — so you always know your exact India exposure without doing the math yourself.
Sector-Level Detail, Not Just "ETF".
IT, Pharma, Banking, Auto, FMCG, Energy, Metal and Realty ETFs each get their own diversification slice — so a Nifty Pharma ETF and a Nifty IT ETF show up as what they actually are, not lumped into one generic bucket.
Dual Tax Reporting — India + Your Country of Residence.
Generate an India Schedule 112A long-term capital gains CSV with FIFO lot-matching, a Schedule CG short-term worksheet for Section 111A gains (15% / 20% pre- and post-23-Jul-2024 split), and — if you also have obligations elsewhere — a Finnish Form 9A capital-gains worksheet for OmaVero (covering every supported foreign broker; Nordnet's gains are auto-reported to Vero and left off by design), with automatic 20% / 40% deemed acquisition cost and separate Loss Tracking / Tax-Loss Harvesting tabs. Built specifically for households with tax exposure in more than one country.
CAS PDF Import — No Manual Data Entry.
Drop your NSDL/CDSL Consolidated Account Statement (password-protected PAN PDF) straight in. Demat equities, mutual fund units, bonds and SGBs are parsed automatically and cross-checked against your statement's own printed total — covering any Indian broker or RTA folio, not just the ones with a dedicated parser.
Your Data Never Leaves Your Laptop.
No cloud, no server, no account. Your holdings, PAN-linked statements, and amounts are never uploaded anywhere — only ticker symbols and ISINs go out, for optional price refresh. Whether your data is subject to India's or Europe's privacy rules stops being a question.
One Household, Every Member, Every Country.
Track up to 6 family members separately — a spouse's Zerodha account, your own IBKR account, a parent's Groww holdings — merged into one family view or split per person, colour-coded and privacy-masked.
Multi-Currency, Multi-Benchmark.
Display your portfolio in EUR, USD, GBP, SEK or INR. Nifty 50 is available as a benchmark alongside global indices, so you can compare your India allocation against the right yardstick.
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Dashboard at a glance
India and abroad holdings, in one view — with tax reporting for both.
· since 5 Jan 2023Simple, honest pricing
Free forever for core tracking, including consolidating India + abroad holdings into one dashboard. Pro unlocks the India-vs-Foreign breakdown, dual-country tax reporting, and more — same price everywhere.
One price for Pro. Lifetime license. No subscription.
- Lifetime license — current major version (v1.x)
- All bug fixes and security patches for v1.x
- Email support — reply within a few business days
- Windows + macOS (Intel & Apple Silicon)
- 7-day free trial, no credit card required
- Zerodha (Tradebook + Tax P&L) · Groww (P&L Report) · CAS (NSDL/CDSL/CAMS/KFintech) · IBKR · Nordnet · eToro · DEGIRO · Trading 212 · Avanza · Trade Republic · Coinbase support
- India Schedule 112A LTCG export + Schedule CG short-term worksheet (Section 111A, 15% / 20% split), both FIFO lot-matched (Pro)
- Multi-country tax — enable India and Finland reporting at once for dual tax obligations (Pro)
- India-vs-Foreign Net Worth breakdown card, native ₹ alongside the converted total (Pro)
- INR display currency + Nifty 50 benchmark
- Family portfolios — up to 6 members with consistent net worth across views (Pro)
- AES-256 local encryption with PIN lock
- End-of-day prices via Yahoo Finance — refresh on demand, not real-time
- Future major versions (v2.0+) may be a separate paid upgrade
7-day free trial of Pro, no credit card — both open before launch
Download & try free
The free trial isn't open for download yet — it opens ahead of the 1 October 2026 launch, for Windows and macOS. Have a look at the features and FAQ in the meantime.
Frequently asked questions
I hold investments in India and abroad — is this built for me?
Yes. This is the exact use case F2F-Folio was extended for. Import your India-side holdings (Zerodha, Groww, or a CAS PDF covering any other Indian broker/RTA folio) and your abroad accounts (IBKR, Nordnet, eToro, DEGIRO, Trading 212, Avanza, Trade Republic) into the same dashboard — free, with unlimited brokers. You get one consolidated net worth figure, with each holding still tagged to its broker and country. The dedicated India-vs-Foreign Net Worth breakdown card (native ₹ alongside the converted total) is a Pro feature, along with dual-country tax reporting (see below). One thing worth knowing upfront: IBKR (Flex Query API) and Trading 212 (Public API) both offer optional live auto-sync as a Pro feature, no manual download needed. Every broker here — Zerodha, Groww, CAS, Nordnet, eToro, DEGIRO, Avanza, Trade Republic, and IBKR/Trading 212 themselves — works by exporting a file from your broker's own site or app and dropping it into F2F-Folio to refresh your data on the free tier.
Can I generate tax reports for both India and my country of residence?
Yes. Enable both India and Finland reporting at once via the multi-country tax setting — this produces an India Schedule 112A long-term capital gains CSV (FIFO lot-matched) and a Schedule CG short-term worksheet for Section 111A gains (with the 15% / 20% pre- and post-23-Jul-2024 rate split), alongside a Finnish Form 9A capital-gains worksheet for OmaVero covering every supported foreign broker (Nordnet excluded — it auto-reports realised gains to Vero itself), without switching profiles or re-importing anything. Other-country tax reporting is on the roadmap; ask if yours isn't covered yet.
What is a CAS statement and why does it matter?
A CAS (Consolidated Account Statement) is the standard NSDL/CDSL PDF summarizing every demat and mutual fund holding across your Indian folios, password-protected with your PAN. F2F-Folio parses it directly — including CAMS/KFintech mutual fund folio sections — so you don't need a dedicated import for every Indian broker or RTA you've ever used. After import, the app cross-checks its computed total against the statement's own printed total and flags a warning if they don't match, so a parsing gap surfaces immediately instead of silently.
Is my PAN or financial data uploaded anywhere?
No. The CAS PDF is decrypted and parsed entirely on your device. Nothing about your holdings, amounts, or PAN is ever sent externally. The only network calls are optional price refreshes, which send ticker symbols or ISINs only — never your data.
Does this replace my broker's app?
No — it complements it. Your broker apps remain the system of record and the place you actually trade. F2F-Folio's job is the view your broker apps can't give you: one dashboard across every account, in every country, with one net worth number and consolidated tax reporting.
Is there a free version, or do I need to pay to use this?
F2F-Folio is free forever for core tracking and unlimited-broker CSV/PDF import — including consolidating your India and abroad holdings into one dashboard. The India-vs-Foreign Net Worth breakdown, dual-country tax reporting, and broker auto-sync are Pro features (€49 one-time, lifetime license, no subscription, same price everywhere — no separate India tier). A 7-day trial gives full Pro access up front; afterward you keep the free tier with nothing locked or deleted.
What happens to my data if Fire2Freedom shuts down?
Nothing — your data was never stored with us. All holdings, transactions, and settings live entirely on your own machine — in your browser's local storage and in an on-disk backup the app maintains independently of the browser, with automatic prior versions restorable in-app. If Fire2Freedom ceased to exist tomorrow, the app you downloaded keeps working offline, forever. You can also export a full JSON backup any time from the app header.